When you need to move fast on an Orange County property, you don’t have time to deal with the hassles and delays of a traditional loan application.
That’s why at Grand Avenue Realty & Lending, we created our Investor Program for fast, streamlined financing. Through our Investor Program, you may purchase real estate property or refinance.
The only requirement is 20% or more down payment, and the property must rent for more than the total PITIA payment. The PITIA payment is the total monthly payment for the property including principal, interest, property tax, insurance, and HOA if any. This loan is accomplished without tax returns and without a 4506-T.
When you apply for OC real estate financing through our Investor Program, here is what you can look forward to:
With a loan through the Investor Program, there is no income verification. You do not need to provide tax returns or From 4506-T. This streamlined application process lets us cut through the paperwork and right to providing you with a competitive loan offer.
We know that speed is of the essence when you are trying to snap up a valuable property in Orange County. By closing fast, we help you seize every opportunity out there before your competitors can make a move.
Competitive rates and terms
By offering some of the most competitive interest rates, closing costs and fees in the area, we ensure that you will be able to maximize your profits through your OC property investments.
Loan experts that understand your needs as an investor
If you have ever taken out an Orange County investment loan with a mortgage company that didn’t focus on those types of loans, you know how challenging it can be to communicate your needs and get the service you deserve. With Grand Avenue, you can rest assured that our loan experts are experienced in handling investor loans. This is one of our key specializations, and we are well-versed in a variety of investment scenarios. We make it easy for you to get the financing you need on time or ahead of time.
Do you qualify for our Investor Program? Here are the basic requirements you need to meet:
You must have a good credit score.
You will need to be able to put at least 20% down on your investment. If you are refinancing rather than buying, you will need at least 20% equity in the property.
The property must rent for an amount which exceeds the monthly payments you make on it.
When considering the amount of the monthly payments, we are looking at PITIA (Principle, Interest, Taxes, Insurance, and Association Dues if any).
Not sure if you qualify? That is something we can help you figure out during your consultation.
We’ve made the eligibility parameters for this program as broad as possible so that we can offer streamlined financing to a wide range of investors.
Even if you don’t qualify, we can connect you with another fast, affordable financing product to fit your real estate investment needs.
Don’t miss out on an opportunity to purchase a profitable investment property in Orange County because you are stuck wading through the complexities of a traditional loan process. Apply for a fast real estate loan through our Investor Program, and get the financing you need without all that redundant paperwork. To get started, please give us a call at (949) 202-5332.
Grand Avenue Realty & Lending is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.